YNAB (You Need A Budget)
YNAB (You Need A Budget) is a zero-based budgeting app built around giving every dollar a job.
Our verdict
Who it's for
Give every dollar a job with this habit-changing budgeting app
Who should look elsewhere
Steeper learning curve
Pros
- +Genuinely changes spending behavior
- +Excellent education and support
- +Cross-platform
Cons
- −Steeper learning curve
- −Paid-only
- −Not focused on net worth or investing
Key features
- ✓Zero-based 'give every dollar a job' budgeting
- ✓Bank sync + manual entry
- ✓Goal tracking
- ✓Detailed spending reports
- ✓Cross-platform (web/iOS/Android)
Pricing
| Plan | Price | Billing | Notes |
|---|---|---|---|
| Monthly Plan | $14.99 | month | — |
| Annual Plan | $109 | month | — |
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