TrueLayer
TrueLayer is a leading European open banking platform providing instant bank payments and financial data APIs.
Our verdict
Who it's for
Open banking payments and data for Europe
Who should look elsewhere
Limited US coverage
Pros
- +Strong European coverage
- +Instant payment settlement
- +Lower fees than cards
- +PSD2 native
- +Good developer experience
Cons
- −Limited US coverage
- −Newer than US competitors
- −Payment adoption still growing
- −Regional focus
Key features
- ✓Instant bank payments
- ✓PSD2 compliant
- ✓Financial data APIs
- ✓UK, EU, AU coverage
- ✓Payment initiation
- ✓Variable recurring payments
- ✓Account verification
- ✓Payout APIs
Pricing
| Plan | Price | Billing | Notes |
|---|---|---|---|
| Startup | — | month | Data APIs; Payment APIs; Sandbox access |
| Scale | — | month | Full API access; Advanced features; Dedicated support |