Seapoint
Seapoint provides a unified financial platform designed for startups, offering AI-native automation for core financial operations.
Our verdict
Who it's for
AI-powered finance platform for startups.
Who should look elsewhere
Primarily focused on startups, which might limit its applicability for larger or more established businesses.
Pros
- +Consolidates multiple financial tools into one platform, reducing tool sprawl.
- +Automates time-consuming financial tasks, saving 10-20 hours per month.
- +Provides real-time financial insights like cash, burn, and runway.
- +Offers integrated financial products like business accounts and virtual cards.
- +AI-powered categorization and Xero sync simplify bookkeeping and month-end processes.
Cons
- −Primarily focused on startups, which might limit its applicability for larger or more established businesses.
- −Some features like 'Seapoint MCP' and physical cards are listed as 'coming soon' or in development.
Key features
- ✓AI-native financial automation
- ✓Real-time reporting and cash flow visibility
- ✓AI-powered bookkeeping with Xero sync
- ✓Automated payroll processing with same-day payments
- ✓Invoice capture, approval, and payment automation
- ✓Multi-currency business accounts (GBP, EUR, USD)
- ✓Virtual team cards with real-time spend controls
- ✓Integrations with 2,000+ banks, Gmail, and Stripe
Pricing
| Plan | Price | Billing | Notes |
|---|---|---|---|
| Free | $0 | month | Business account (EUR + GBP); Team cards (3 physical, 10 virtual); Payroll (3/month) |
| Data & Reporting | $29 | month | Everything in Free; Unlimited account connections; Full cash flow dashboard & reporting |
| Growth | $199 | month | Everything in Data & Reporting; Xero sync & AI bookkeeping; Unlimited Gmail invoice scanning & one-click pay |
Integrations
GmailStripe