Root Insurance
Root Insurance offers car insurance rates primarily based on an individual's actual driving habits, rather than traditional metrics.
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Our verdict
Who it's for
Car insurance that rewards safe driving with personalized rates.
Who should look elsewhere
Requires a few weeks of driving with the app to get a quote
Pros
- +Potential for significant savings for safe drivers
- +Policy rates are primarily based on individual driving habits, not just demographics
- +Convenient in-app policy management and claims filing
- +Roadside assistance available as an add-on
Cons
- −Requires a few weeks of driving with the app to get a quote
- −Relies on smartphone data collection, which some users might find intrusive
- −Availability is limited to specific US states
Key features
- ✓Driving behavior-based insurance rates
- ✓Smartphone app for driving data collection
- ✓In-app policy management
- ✓In-app claims filing (3-minute process)
- ✓Roadside Assistance option
- ✓Referral program for rewards
Pricing
No public pricing plans recorded.
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