Relay
Relay offers online business banking services designed to provide small businesses with complete control and clarity over their cash flow.
Our verdict
Who it's for
Online business banking for clear cash flow, meticulous organization, and financial control.
Who should look elsewhere
Fewer features than Mercury
Pros
- +Good for small business
- +No hidden fees
- +Multiple accounts
- +Profit First friendly
- +Good mobile app
Cons
- −Fewer features than Mercury
- −Limited integrations
- −No interest on checking
- −Smaller startup focus
- −Some limitations
Key features
- ✓Business banking
- ✓Multiple accounts
- ✓Team permissions
- ✓Cash flow tools
- ✓Integrations
- ✓No fees
Pricing
| Plan | Price | Billing | Notes |
|---|---|---|---|
| Starter | $0 | month | 20 checking accounts; 2 savings accounts (1.03% APY); 50 debit/credit cards |
| Grow | $30 | month | 1.75% APY on savings; Bill pay automation; Bookkeeping sync |
| Scale | $90 | month | 3.03% APY on savings; 50 accounts; AI-powered automation |