Regulus by Cumbuca
Cumbuca offers Regulus, a regulated proxy infrastructure that allows businesses to directly access Brazil's Pix payment system and Open Finance ecosystem without needi…
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Our verdict
Who it's for
Regulated Pix and Open Finance infrastructure for businesses in Brazil.
Who should look elsewhere
Specific to the Brazilian financial market (Pix and Open Finance).
Pros
- +Avoids the need for a banking license to access regulated financial services.
- +Maintains full control and ownership of a company's infrastructure and data.
- +Offers direct, transparent access to Open Finance APIs without abstraction layers.
- +Provides high performance with low latency and high availability (99.99% SLA).
- +Simplifies regulatory compliance with built-in mTLS and JWS handling.
Cons
- −Specific to the Brazilian financial market (Pix and Open Finance).
- −Requires integration with existing infrastructure, not an out-of-the-box end-user solution.
- −Pricing details are not publicly available on the provided page.
Key features
- ✓Regulated proxy for Pix and Open Finance
- ✓Direct access to Open Finance APIs (1:1 mapping)
- ✓Pix payment initiation (including recurring payments)
- ✓Access to Open Finance data (accounts, cards, credit, investments, FX)
- ✓Exclusive access to raw SCR (Sistema de Informações de Crédito do Banco Central) data
- ✓mTLS and JWS signature handling for regulatory compliance
- ✓Zero lock-in, allowing easy transition to own license
- ✓Multi-AZ deployment with automatic failover and near real-time replication
Pricing
No public pricing plans recorded.