RecargaPay
RecargaPay is a comprehensive digital wallet application designed to help users manage their money more effectively.
Our verdict
Who it's for
Manage your finances, make payments, and earn cashback with a single digital wallet.
Who should look elsewhere
Cashback percentages vary by service
Pros
- +High daily yield on account balance (110% CDI)
- +Cashback on various transactions, including credit card purchases and top-ups
- +Flexibility to parcel Pix payments and bills using a credit card
- +Free credit card with instant approval and usage-based limit building
- +Comprehensive solution for both personal and business financial management
Cons
- −Cashback percentages vary by service
- −Availability of certain features might depend on user profile or credit score
Key features
- ✓Digital account with 110% CDI daily yield
- ✓Pix payments with credit card, parcelable up to 12x
- ✓Free Mastercard credit card with 1.5% cashback on all purchases
- ✓Personal loans with instant availability
- ✓Mobile phone top-ups with 10% cashback
- ✓Public transport top-ups with 5% cashback
- ✓Tap to Pay functionality for businesses (smartphone as POS)
- ✓Link for payment generation for businesses
Pricing
| Plan | Price | Billing | Notes |
|---|---|---|---|
| Free | — | month | CDI turbinado; crédito em minutos; Cashback |