R
Rainforest
Rainforest is a payfac-as-a-service provider specifically designed for vertical SaaS platforms.
Our verdict
Who it's for
Embedded payments purpose-built for vertical SaaS platforms to drive revenue and optimize margins.
Who should look elsewhere
Pricing model can be complex with various fees and tiers.
Pros
- +Purpose-built for vertical SaaS, optimizing for their specific needs.
- +Accelerates time to revenue with pre-built, embeddable components.
- +Manages all compliance and risk, reducing burden on SaaS platforms.
- +Offers transparent, interchange-plus pricing with no revenue share.
- +Provides full control over customer relationships, pricing, and data.
Cons
- −Pricing model can be complex with various fees and tiers.
- −Risk Management fee is dependent on platform onboarding and underwriting, not explicitly defined upfront.
Key features
- ✓Real-time merchant onboarding and KYC
- ✓Card, ACH, Apple Pay, and terminal payments
- ✓Next-day funding
- ✓Embedded reporting and chargeback management
- ✓Fraud monitoring and PCI compliance
- ✓White-labeled, low-code components for rapid integration
- ✓Robust API with detailed guides and sandbox testing
- ✓Plaid validation for frictionless ACH payments
Pricing
| Plan | Price | Billing | Notes |
|---|---|---|---|
| Card Transaction Fees (Monthly Dollar Volume $0m - $5m) | $0.3 | month | Interchange & DFA at passthrough |
| Card Transaction Fees (Monthly Dollar Volume $5m - $15m) | $0.25 | month | Interchange & DFA at passthrough |
| Card Transaction Fees (Monthly Dollar Volume $15m - $25m) | $0.2 | month | Interchange & DFA at passthrough |
| Card Transaction Fees (Monthly Transaction Volume 0 - 50k) | $0.3 | month | — |
| Card Transaction Fees (Monthly Transaction Volume 50k - 150k) | $0.25 | month | — |
| Card Transaction Fees (Monthly Transaction Volume 150k - 250k) | $0.2 | month | — |
| ACH & Payment Fees (Standard Payout) | $0.2 | month | — |
| ACH & Payment Fees (ACH Transaction) | $0.2 | month | — |
| Risk Management Fee | — | month | — |
| Other Fees (Account Updater) | $0.23 | month | — |
| Other Fees (3DS) | $0.31 | month | — |
| Other Fees (ACH Account Validation) | $1.49 | month | — |
| Other Fees (Disputes & Returns) | $15 | month | — |
| Other Fees (EMV Terminal Monthly Fee) | $11.25 | month | — |