OnPay
OnPay is a comprehensive platform designed to streamline payroll, HR, and benefits administration for businesses.
Our verdict
Who it's for
Simplify payroll, HR, and benefits management for businesses of all sizes.
Who should look elsewhere
OnPay has no native time tracking, so hourly-heavy businesses must bolt on and pay for a third-party tool like When I Work or QuickBooks Time to capture hours.
Pros
- +Comprehensive payroll, HR, and benefits in one platform
- +Automates tax filings and payments, reducing compliance burden
- +Supports various worker types (W-2, 1099, remote)
- +Offers expert assistance for benefits and switching providers
- +Highly rated by industry experts and users
Cons
- −OnPay has no native time tracking, so hourly-heavy businesses must bolt on and pay for a third-party tool like When I Work or QuickBooks Time to capture hours.
- −Its integration catalog is far thinner than comparably priced rivals and it offers no public API, whereas Gusto connects to 250-plus apps, which limits automated syncing with your existing HR and accounting stack.
- −Reporting is limited to roughly seven pre-built reports with little customization and no deeper workforce analytics, so businesses needing custom cost or PTO reporting will find it shallow.
- −OnPay lacks a dedicated native mobile app for employers, and several reviewers cite setup, onboarding, and billing friction with support when resolving account-specific issues.
Key features
- ✓Direct deposit
- ✓Hiring and onboarding
- ✓Health insurance administration
- ✓Built-in reporting
- ✓PTO management
- ✓401(k) retirement plans
- ✓Mobile friendly employee self-service
- ✓Workers’ compensation management
Pricing
| Plan | Price | Billing | Notes |
|---|---|---|---|
| Partner | $49 | month | Free client setup and onboarding; Exclusive Partner Team access; Marketing resources and badges |
| Elite | $20 | month | 20% revenue share |