Nickel
Nickel is a comprehensive payment platform designed for America's core businesses, unifying accounts receivable (A/R), accounts payable (A/P), and trade credit managem…
Our verdict
Who it's for
Unify accounts receivable, accounts payable, and trade credit on one intuitive platform.
Who should look elsewhere
Credit card processing fees apply for card payments (2.9%).
Pros
- +Eliminates multiple payment tools by centralizing A/R, A/P, and trade credit.
- +Significantly reduces processing costs with unlimited free ACH transfers.
- +Accelerates payment collection and vendor payments, improving cash flow.
- +Simplifies reconciliation with one-for-one settlement and real-time QuickBooks sync.
- +Offers flexible payment options for customers and vendors, enhancing satisfaction.
Cons
- −Credit card processing fees apply for card payments (2.9%).
- −Check mailing for bill pay incurs a $2 fee.
- −Primarily focused on US domestic payments and businesses.
Key features
- ✓Accept card, free ACH, and check payments
- ✓Send payments to any business or individual via card, ACH, or check
- ✓Activate customers and extend net terms with confidence
- ✓Unlimited free ACH bank transfers
- ✓Branded payment links for online payments
- ✓One-click payment for returning customers
- ✓Deposit checks without bank runs
- ✓Option to pass on credit card fees to customers
Pricing
| Plan | Price | Billing | Notes |
|---|---|---|---|
| Core | — | month | 3 Seats; Quickbooks Online Sync; Max transaction size $25,000 |
| Plus | — | month | Unlimited Seats; Quickbooks Online Sync; Xero Sync Coming soon |
| Pro | — | month | Unlimited Seats; Quickbooks Online Sync; Xero Sync Coming soon |