Monarch Money Pricing
Starting price
$14.99/month
Pricing model
Paid
Free tier
No
Free trial
Yes
Plans
| Plan | Price | Billing | Notes |
|---|---|---|---|
| Monthly | $14.99 | month | All features included; Unlimited accounts; Share with family |
| Annual | $99.99 | year | All features included; Best value ~$8.33/mo; Share with family |
Figures are the vendor's published prices. Unknown values show as “—”. Price-history tracking is not yet available for this tool. Price verified 2026-09-29. Last updated 2026-10-08.
True cost
True cost calculator
| Plan | Listed | Seat basis | Monthly · 5 seats | Annual · 5 seats |
|---|---|---|---|---|
| Monthly | $14.99/month | flat | $15 | $180 |
| Annual | $99.99/year | flat | $8 | $100 |
Estimate from published prices. Per-seat plans scale with seats; flat plans don't; plans with included seats charge the base until you exceed them, then add the per-seat overage where published. Monthly/annual come from each plan's billing period. Taxes and add-ons excluded.
Monarch Money's starting price ($14.99) is 100% below the Finance & Accounting average of $6960.
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