Mercury
Mercury is a banking service built for startups.
Our verdict
Who it's for
Business banking for startups.
Who should look elsewhere
Limited credit options
Pros
- +No fees
- +Great UX
- +API access
Cons
- −Limited credit options
- −US only
Key features
- ✓Startup banking
- ✓Online accounts
- ✓Treasury
- ✓Venture debt
- ✓API access
- ✓Fast signup
Pricing
| Plan | Price | Billing | Notes |
|---|---|---|---|
| Business Banking | $0 | month | No monthly fees; No minimum balance; Free domestic wires |
| Treasury | $0 | month | 4-4.5% yield on idle cash; $500K minimum deposits; Preserve liquidity |
| Personal | $240 | year | 5% APY savings; Personal banking; Premium features |