Lili
Lili provides a comprehensive financial platform tailored for small businesses, freelancers, and independent contractors.
Our verdict
Who it's for
Online banking and financial management designed for small businesses and freelancers.
Who should look elsewhere
Business credit and expedited check deposits may have specific eligibility or fees not fully disclosed on the main page
Pros
- +No monthly fees for the Core bank account
- +No minimum balance requirements
- +High APY on savings account
- +Comprehensive financial tools (banking, bookkeeping, invoicing, taxes) in one place
- +Strong security features and FDIC insurance
Cons
- −Business credit and expedited check deposits may have specific eligibility or fees not fully disclosed on the main page
Key features
- ✓High-speed, high-volume payments (Express ACH, domestic & international wires)
- ✓Expedited check deposits
- ✓Business credit with flexible terms
- ✓Up to 4.00% Annual Percentage Yield (APY) on savings
- ✓Up to $3 Million FDIC Insurance through a sweep network
- ✓Seamless integration with business tools
- ✓Real-time controls and monitoring (instant card freeze, alerts, fraud monitoring)
- ✓Bookkeeping tools
Pricing
| Plan | Price | Billing | Notes |
|---|---|---|---|
| Lili Core | $0 | month | Advanced Business Banking; Business Checking Account with a Visa® Debit Card; Flexible Payment Options: ACH, Check and Wires |
| Lili Pro | $15 | month | Advanced Business Banking; Business Checking Account with a Visa® Debit Card; Flexible Payment Options: ACH, Check and Wires |
| Lili Smart | $35 | month | Advanced Business Banking; Business Checking Account with a Visa® Debit Card; Flexible Payment Options: ACH, Check and Wires |
| Lili Premium | $55 | month | Premier Priority Service; Front-of-the-line support with a dedicated specialist, available 7 days a week.; Advanced Business Banking |
| Add-On Credit-building | $30 | month | Build and monitor your business credit profile automatically, right from your Lili account.; No extra tools. No credit check. No guesswork.; 6 key credit scores & ratings |
Integrations
StripeShopify