Ladder Insurance
Ladder provides a fully digital platform for obtaining flexible term life insurance policies.
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Our verdict
Who it's for
Flexible term life insurance in minutes, designed to protect your loved ones.
Who should look elsewhere
Medical exam may be required for coverage exceeding $3 million
Pros
- +Quick and easy online application process
- +Ability to adjust coverage as life circumstances change
- +No hidden fees and transparent pricing
- +Policies issued by highly-rated insurers
- +Customer support available for assistance
Cons
- −Medical exam may be required for coverage exceeding $3 million
- −Only offers term life insurance, not whole life
- −Specific products in New York have a shorter 10-day money-back guarantee
Key features
- ✓Digital application process
- ✓No medical exams for policies up to $3M
- ✓Adjustable coverage amounts (Laddering)
- ✓Term life insurance policies (10-30 years)
- ✓Real-time underwriting for instant coverage decisions
- ✓30-day money-back guarantee
- ✓Online coverage calculator
Pricing
No public pricing plans recorded.