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Kept

Kept is a personal finance tracking application designed for users who prioritize privacy and simplicity in managing their money.

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Our verdict

Who it's for

Track spending, set budgets, and understand your finances with privacy and simplicity.

Who should look elsewhere

Limited to Apple devices (iOS/macOS ecosystem)

Pros

  • +No account, sign-up, email, or password required
  • +Works fully offline, ensuring data availability anywhere
  • +Strict privacy policy: no ads, no tracking, data stays on device
  • +Simple and focused interface, easy to use
  • +Free to download and use without subscriptions

Cons

  • −Limited to Apple devices (iOS/macOS ecosystem)
  • −Reliance on iCloud for multi-device sync might not suit all users
  • −May lack advanced features found in more comprehensive finance apps

Key features

  • ✓Track income and expenses
  • ✓Categorize transactions with notes and search history
  • ✓Charts and analytics (line, bar, pie charts)
  • ✓Set weekly, monthly, or yearly budgets
  • ✓App Lock with Face ID, Touch ID, or PIN
  • ✓Import and export data (CSV, Numbers, JSON)
  • ✓Optional iCloud Sync across devices

Pricing

No public pricing plans recorded.

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Compare with a peer: Kept vs 9fin, Kept vs Abacum, Kept vs AccountEdge