GoCardless
GoCardless is a payment solution designed to simplify the collection of both one-off and automated recurring payments.
Our verdict
Who it's for
Collect one-off and recurring payments directly from bank accounts, globally and without card fees.
Who should look elsewhere
Requires customers to set up a mandate for direct debit.
Pros
- +Eliminates card fees, leading to cost savings.
- +Reduces payment failures significantly with Success+ (70% recovery rate).
- +Automates payment collection and reconciliation, saving administrative time.
- +Offers a secure and transparent payment experience for customers.
- +Supports international payments, simplifying global transactions.
Cons
- −Requires customers to set up a mandate for direct debit.
- −Reliance on bank-to-bank transfers might be slower than instant card payments in some cases.
- −Specific pricing details are not immediately transparent on the provided pages.
Key features
- ✓One-off instant payments directly from bank accounts
- ✓Automated recurring payments via Direct Debit
- ✓International payments in over 30 countries with currency conversion
- ✓Intelligent retry mechanism (Success+) for failed payments
- ✓Integration with existing accounting and CRM software
- ✓Customizable payment pages and API integration
- ✓Real-time notifications for failed payments or cancellations
- ✓Flexible payment scheduling (start date, frequency, duration)
Pricing
| Plan | Price | Billing | Notes |
|---|---|---|---|
| Standard | $1 | month | Collect one-off and recurring payments seamlessly; Collect international payments from 30+ countries with the real exchange rate (powered by Wise); Use GoCardless with an API, our dashboard or integrate with 350+ partner softwares, such as Xero, Sage or QuickBooks |
| Advanced | $1.25 | month | All Standard benefits; Reduce failed payments through intelligent retries; Verify new customers' bank account details instantly at checkout |
| Pro | $1.4 | month | All Standard and Advanced benefits; Prevent fraud by intelligently identifying and verifying risky payers; Resolve fraud by monitoring and challenging chargebacks |
| Custom | — | month | All Standard, Advanced and Pro benefits; Dedicated end-to-end customer success; Unlock discounts as you scale transaction volume |