Found
Found is an all-in-one financial platform designed for small business owners, freelancers, and independent contractors.
Our verdict
Who it's for
Smarter banking, bookkeeping, and tax management for small businesses and freelancers.
Who should look elsewhere
Advanced features like higher APY, cash back, and unlimited custom rules are only available in paid plans.
Pros
- +Consolidates banking, bookkeeping, invoicing, and tax management in one platform.
- +Automates tax savings and expense tracking, simplifying tax preparation.
- +Offers a free tier with essential business banking and bookkeeping features.
- +Provides tools for contractor management, including W-9 collection and 1099 e-filing.
- +AI assistant helps with financial queries and automates administrative tasks.
Cons
- −Advanced features like higher APY, cash back, and unlimited custom rules are only available in paid plans.
- −Found Assistant is in beta and may make mistakes, requiring professional consultation for critical advice.
- −Found is a financial technology company, not a bank, with banking services provided by a partner bank.
Key features
- ✓Online business checking account
- ✓Mastercard Business debit card
- ✓Team debit cards with spending controls
- ✓Up to 10 sub-accounts (Pockets) for cash flow management
- ✓Automatic expense categorization and receipt scanning
- ✓Real-time tax estimates and automated tax savings
- ✓Contractor management (payments, W-9 collection, 1099 e-filing)
- ✓Unlimited free invoicing
Pricing
| Plan | Price | Billing | Notes |
|---|---|---|---|
| Found | $0 | month | Business banking + Mastercard© debit card; Team debit cards with spending controls; Up to 10 sub-accounts called Pockets |
| Found Plus | $19.99 | month | Everything in Found; 1.5% APY on balances up to $20,000; Import transactions from banks, cards, apps |
| Found Pro | $80 | month | Everything in Found Plus; 2.5% APY on all balances, no cap; 1% cash back on card purchases |