Finlingo
Finlingo is an AI-powered personal finance application designed to help individuals manage their money more effectively.
Our verdict
Who it's for
The AI personal finance app that automatically detects spending drift, subscription leaks, and financial risks.
Who should look elsewhere
Advanced features like proactive alerts and cashflow optimization are locked behind a Pro subscription.
Pros
- +Free tier offers core AI chat and unlimited tracking.
- +Proactive detection of financial issues like spending drift and subscription leaks.
- +Personalized AI guidance based on real financial data.
- +Bank-level encryption ensures data security.
- +Clear grouping of spending for better visibility.
Cons
- −Advanced features like proactive alerts and cashflow optimization are locked behind a Pro subscription.
- −Daily message and insight limits on the free plan might be restrictive for some users.
Key features
- ✓AI chat with Finny
- ✓Unlimited transaction tracking
- ✓Unlimited bank account connections
- ✓Dashboard and spending tracking
- ✓Subscription leak detection (Pro)
- ✓Proactive financial alerts (Pro)
- ✓AI credit card recommender (Pro)
- ✓Cashflow optimizer (Pro)
Pricing
| Plan | Price | Billing | Notes |
|---|---|---|---|
| Finlingo Free | $0 | month | AI chat with Finny; Unlimited transactions; Unlimited bank accounts |
| Pro Monthly | $14.99 | month | Everything in Free; Unlimited AI messages; Unlimited financial insights |
| Pro Yearly | $118.99 | month | Everything in Free; Unlimited AI messages; Unlimited financial insights |