Finicity
Finicity, now a Mastercard company, provides open banking APIs for financial data access, income and employment verification, and asset verification.
Our verdict
Who it's for
Open banking data and verification solutions
Who should look elsewhere
Enterprise pricing
Pros
- +Best-in-class verification
- +Strong lending focus
- +Mastercard ownership
- +Regulatory compliance
- +High accuracy
Cons
- −Enterprise pricing
- −Lending-focused
- −Less consumer fintech focus
- −Complex integration
Key features
- ✓Asset verification (VOA)
- ✓Income verification (VOIE)
- ✓16,000+ FI connections
- ✓Lending data solutions
- ✓Cash flow analysis
- ✓Bank statement reports
- ✓Consumer consent framework
- ✓Mastercard backing
Pricing
| Plan | Price | Billing | Notes |
|---|---|---|---|
| Enterprise | — | month | VOA/VOIE access; 16,000+ FI connections; Cash flow analysis |