Finanzya
Finanzya is a privacy-first personal finance and wealth-tracking app that brings your accounts, investments, and assets across 31 currencies into a single net-worth da…
Our verdict
Who it's for
Track net worth across 31 currencies, budget, and forecast your future
Who should look elsewhere
No automatic bank-account syncing (manual or CSV import)
Pros
- +Privacy-first, manual/CSV entry, no bank credentials stored
- +Built-in FIRE & retirement forecasting, not just tracking
- +Multi-currency (31) for international finances
- +Free tier plus affordable paid plan
- +Fast setup (under 20 minutes)
Cons
- −No automatic bank-account syncing (manual or CSV import)
- −Smaller and newer than established incumbents
- −Pricing shown in GBP
Key features
- ✓Net-worth tracking across accounts, investments & assets
- ✓Multi-currency support (31 currencies)
- ✓CSV import with ~96% automatic categorization
- ✓Monthly budgeting with savings pots
- ✓Retirement / FIRE forecasting with life-event simulation
- ✓Growth scenarios (pessimistic / base / optimistic)
- ✓Privacy-first: no bank passwords stored
Pricing
| Plan | Price | Billing | Notes |
|---|---|---|---|
| Free | $0 | month | Up to 2 accounts; Net-worth dashboard; Manual & CSV entry |
| Pro | $4.99 | month | Unlimited accounts; FIRE & retirement forecasting; Growth scenarios |