Fence
Fence offers a unified platform for asset-backed finance, replacing fragmented workflows with continuous enforcement of facility rules.
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Our verdict
Who it's for
Automate asset-backed finance with continuous verification and real-time control
Who should look elsewhere
Requires integration with existing originator and servicer systems.
Pros
- +Significantly reduces funding times from days to hours (T+0 instant funding).
- +Enables institutional capital for a wider range of high-frequency, granular asset classes.
- +Achieves 100% continuous portfolio verification, replacing sample-based annual audits.
- +Lowers the cost of capital by increasing transparency and reducing perceived risk.
- +Eliminates manual reconciliation and spreadsheet-based workflows through direct data integration.
Cons
- −Requires integration with existing originator and servicer systems.
- −Specific pricing details are not publicly available, requiring a demo or consultation.
Key features
- ✓Continuous Asset Verification (100% of assets verified against independent sources)
- ✓Live Calculation Agency (Eligibility, covenants, waterfalls, and certificates calculated on live data)
- ✓Same-Day Cash Management (Funding, intraday recycling, and waterfall execution)
- ✓Data Analysis & Portfolio Aggregation (Simulations, projections, and unified analytics across SPVs)
- ✓Direct Integration with Originator Backends (e.g., Visa, Stripe, Bank APIs, DocuSign)
- ✓Digitization of Facility Terms (Encode covenants, eligibility, and waterfall logic into executable rules)
- ✓Real-time Operations (Continuous monitoring, cash tracing, and automated funding)
- ✓Audit-ready Reporting and Immutable Logs
Pricing
No public pricing plans recorded.