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Cilantro
Cilantro is a personal finance iOS application designed to simplify money tracking by focusing on what's changed in your financial accounts.
Our verdict
Who it's for
Effortlessly track finances, detect anomalies, and manage shared accounts
Who should look elsewhere
No free tier available beyond a 7-day preview.
Pros
- +Eliminates the need for manual budgeting and transaction tagging.
- +Provides proactive alerts for significant financial changes.
- +Offers a seamless experience for couples to manage joint finances while respecting individual privacy.
- +Strong commitment to user privacy with no ads, data sales, or tracking cookies.
- +Intuitive interface with plain-English answers to spending questions.
Cons
- −No free tier available beyond a 7-day preview.
- −Only available on iOS (iPhone).
- −Cannot move money or initiate transactions, only reads data.
Key features
- ✓Unified view of all connected accounts (checking, savings, credit cards)
- ✓Upcoming bills and subscription renewal tracking
- ✓Anomaly alerts for unusual charges, new merchants, and possible duplicates
- ✓Subscription radar to spot recurring bills and price increases
- ✓Auto-detected trip recaps with total spending across multiple cards and currencies
- ✓Plain-English Q&A for spending inquiries with native charts
- ✓Household sharing with partner while maintaining private account privacy
- ✓Read-only bank connections for security
Pricing
| Plan | Price | Billing | Notes |
|---|---|---|---|
| Annual | $69.99 | month | Both your accounts in one view; Upcoming bills, renewals & recent-change tracking; Anomaly & unusual-charge alerts |
| Monthly | $8.99 | month | Both your accounts in one view; Upcoming bills, renewals & recent-change tracking; Anomaly & unusual-charge alerts |