Brex
Brex provides corporate cards and spend management designed for startups and tech companies.
Our verdict
Who it's for
Teams within funded startups and tech companies will find Brex most beneficial due to its design for their specific operational needs.
Who should look elsewhere
Primarily designed for funded startups (may reject bootstrapped companies)
Pros
- +No personal guarantee required for cards
- +All-in-one platform (cards, banking, expenses, travel)
- +Excellent integrations with accounting software
- +Real-time visibility and spending controls
- +Great rewards program for startups
Cons
- −Primarily designed for funded startups (may reject bootstrapped companies)
- −Premium plan at $12/user/month can add up for larger teams
- −Not a bank (uses partner bank Column N.A.)
- −Credit limits based on cash balance, not revenue
- −Limited branch/in-person support
Key features
- ✓Corporate cards with no personal guarantee
- ✓Real-time expense management
- ✓Bill pay and vendor payments
- ✓Travel booking with negotiated rates
- ✓Banking and treasury services
- ✓Global payments in 120+ countries
- ✓Accounting integrations (QuickBooks
- ✓NetSuite
- ✓Xero)
- ✓Custom spending limits and controls
Pricing
| Plan | Price | Billing | Notes |
|---|---|---|---|
| Essentials | $0 | month | Global card acceptance; AI-powered custom rules; Up to 2 entities |
| Premium | $12 | month | Multiple expense policies; Dynamic approval chains; AI compliance detection |
| Enterprise | — | month | Unlimited entities; Local card issuance worldwide; Named account manager |
Integrations
SlackGmail