BILL
BILL brings together AP/AR automation and company cards with AI-powered expense management in a single platform.
Our verdict
Who it's for
Finance and accounting teams that are overwhelmed by manual payment processes benefit most from Bill.com.
Who should look elsewhere
Card issuance depends on credit approval, which can gate onboarding speed.
Pros
- +AI auto-codes invoices and expenses and drafts memos, cutting manual data entry across both AP/AR and expense workflows.
- +Company cards (physical and virtual) with real-time limits and visibility, paired with customizable AP/AR approval workflows and a full audit trail.
- +Pays up to 2,000 bills at once via ACH, virtual card, check, or international wire, with access to millions of vendors on the BILL network.
- +Deep two-way sync with QuickBooks, NetSuite, Sage Intacct, Xero, and Microsoft Dynamics. One tech-stack connection covers AP, AR, and expense.
- +Cash-back / travel rewards on card spend, plus multi-entity support for businesses managing AP/AR across several locations.
Cons
- −Card issuance depends on credit approval, which can gate onboarding speed.
- −The breadth (AP + AR + cards + expense) means more setup and structure than a very small business with simple bill-pay needs may want.
- −Available on:
Key features
- ✓AP automation
- ✓Payments
- ✓Invoicing
- ✓Approvals
- ✓Integrations
- ✓Cash flow management
Pricing
| Plan | Price | Billing | Notes |
|---|---|---|---|
| Essentials | $49 | month | Bill entry automation; Approval workflows; ACH/card payments |
| Team | $65 | month | 2-way QuickBooks sync; Xero integration; Custom user roles |
| Corporate | $89 | month | Procurement module; 2-way matching; NetSuite integration |
| Enterprise | — | month | Enhanced security; Multi-location; Priority support |