Gusto vs Lever vs Workday vs Xero

Gusto+

Starting price

$49/month

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Lever+

Starting price

$6/month

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Workday+

Starting price

—

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Xero+

Starting price

$25/month

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Attribute	Gusto	Lever	Workday	Xero
Category	HR & Recruiting	HR & Recruiting	HR & Recruiting	Finance & Accounting
Pricing	Paid	Paid	Freemium	Paid
Starting price	$49/month	✓ $6/month	—	$25/month
Free tier	No	No	Unknown	No
Free trial	No	No	No	✓ Yes
Deployment	Cloud	Cloud	Cloud	Cloud
API available	Unknown	Unknown	Unknown	Unknown
Platforms	—	—	ios, android	—
Certifications	—	—	—	✓ 1
Integrations	2	✓ 3	—	—
Company	Founded 2011	—	Founded 2005	Founded 2006
Feature attributes
Sso Saml	— Unknown	— Unknown	— Unknown	— Unknown
Rbac	— Unknown	— Unknown	— Unknown	— Unknown
Mobile App	— Unknown	— Unknown	Ios And Android	— Unknown
Webhooks	— Unknown	— Unknown	— Unknown	— Unknown
Data Export	— Unknown	— Unknown	— Unknown	— Unknown
Applicant Tracking	— Unknown	— Unknown	— Unknown	— Unknown
Payroll	— Unknown	— Unknown	✓ Yes	✓ Yes
Onboarding Workflows	— Unknown	— Unknown	— Unknown	— Unknown
Performance Management	— Unknown	— Unknown	— Unknown	— Unknown
Time Off Tracking	— Unknown	— Unknown	— Unknown	— Unknown
Invoicing	— Unknown	— Unknown	— Unknown	✓ Yes
Expense Tracking	— Unknown	— Unknown	— Unknown	✓ Yes
Bank Reconciliation	— Unknown	— Unknown	— Unknown	✓ Yes
Multi Currency	— Unknown	— Unknown	— Unknown	✓ Yes

Unknown values show as “Unknown”/“—”. Nothing is inferred — see each tool page for sources.