Bubble vs Gusto vs Manager vs Xero

Bubble+

Starting price

$32

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Gusto+

Starting price

$49/month

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Manager+

Starting price

—

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Xero+

Starting price

$25/month

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Attribute	Bubble	Gusto	Manager	Xero
Category	No-Code & Low-Code	HR & Recruiting	Finance & Accounting	Finance & Accounting
Pricing	Free tier	Paid	Free tier	Paid
Starting price	$32	$49/month	—	✓ $25/month
Free tier	✓ Yes	No	✓ Yes	No
Free trial	No	No	Unknown	✓ Yes
Deployment	Cloud	Cloud	—	Cloud
API available	Unknown	Unknown	Unknown	Unknown
Platforms	—	—	—	—
Certifications	✓ 2	—	—	1
Integrations	—	✓ 2	—	—
Company	Founded 2012	Founded 2011	—	Founded 2006
Feature attributes
Sso Saml	✓ Yes	— Unknown	— Unknown	— Unknown
Rbac	— Unknown	— Unknown	— Unknown	— Unknown
Mobile App	— Unknown	— Unknown	— Unknown	— Unknown
Webhooks	— Unknown	— Unknown	— Unknown	— Unknown
Data Export	— Unknown	— Unknown	— Unknown	— Unknown
Visual Builder	✓ Yes	— Unknown	— Unknown	— Unknown
Database Included	✓ Yes	— Unknown	— Unknown	— Unknown
Custom Code Support	— Unknown	— Unknown	— Unknown	— Unknown
Self Hosting	— Unknown	— Unknown	— Unknown	— Unknown
Workflow Automation	— Unknown	— Unknown	— Unknown	— Unknown
Invoicing	— Unknown	— Unknown	— Unknown	✓ Yes
Expense Tracking	— Unknown	— Unknown	— Unknown	✓ Yes
Bank Reconciliation	— Unknown	— Unknown	— Unknown	✓ Yes
Multi Currency	— Unknown	— Unknown	— Unknown	✓ Yes
Payroll	— Unknown	— Unknown	— Unknown	✓ Yes

Unknown values show as “Unknown”/“—”. Nothing is inferred — see each tool page for sources.